In China, with the development of mobile payment, more and more people go shopping without a wallet, but only with a mobile phone. Almost everyone uses Alipay and a lot of people, including me, regard online shopping as our main shopping method. On the one hand, online payment and mobile payment bring us great convenience, on the other hand, they also greatly increase the risk of our money.
Although the current online payment is in a relatively safe state, we still have to avoid risks from our own behavior. We should develop a safe payment habit and raise awareness of prevention. We also have to take necessary protective measures to minimize risks and ensure the safety of accounts and money.
First of all, we need to take good care of our mobile phones and set up passwords for unlocking the screen. Do not click the software installation link in SMS, email, APPs or scan QR code. Do not log in to mobile banking and do transfer payment services with free WiFi in public places.
Second, when we setting mobile banking login passwords and payment passwords for third-party payment accounts such as Alipay and WeChat, avoid using phone numbers, license plate numbers, ID numbers, date of birth and other information that can be easily guessed by others. Avoid regular combinations and try to use complex passwords that include numbers, uppercase and lowercase letters, and symbols. Also avoid all passwords being the same. We better try to set up different user names and passwords and multiple password security verifications on different websites to ensure the safety of funds.
Third, do not believe in calls or text messages from fake official numbers. If the authenticity cannot be judged, please dial the official number directly or log on to the official website to verify and confirm. Do not directly call back the caller number or click the SMS link. Prevent the occurrence of fraud.
